Why Sellers Use Termsify

Sell Faster. Reach More Buyers. Keep More of Your Equity.

In today’s real estate market, buyers are scarce. Interest rates are high, lending is strict, and many qualified people are locked out of the system. But that doesn’t mean your home can’t sell — it just means you need to get creative.

At Termsify, we help sellers unlock a larger pool of serious, qualified buyers by offering flexible terms — like seller financing, lease-options, or subject-to deals. These aren’t loopholes. They’re real, legal strategies used by smart sellers across the country to sell faster, stand out, and often earn more over time.

The Problem with “Conventional Only”

Most real estate deals rely on banks. But today, the bank is the problem. Banks turn down millions of buyers every year — even if they can afford a home. Why? Strict credit requirements, inconsistent income (hello, freelancers!), or life events like divorce, illness, or starting a business. If you’re a seller only accepting conventional offers, you’re ignoring a massive segment of the market.

The Termsify Advantage

Offer a creative deal on Termsify, and you can:

  • Sell faster in a buyer’s market by standing out
  • Avoid price cuts — creative buyers often pay full ask
  • Earn passive income with interest, just like a bank
  • Help a real person become a homeowner without bank hurdles
  • Structure a deal that works for your timeline and goals

Real-World Examples

Here’s how these creative deals work in practice.

Seller Financing
You sell your $300,000 home to a buyer with $30,000 down. They pay the rest monthly with interest over 15 years. You earn a steady income stream and more money over time than a lump-sum sale.
Lease Option
You rent your property to a buyer who pays a non-refundable option fee and has the right to buy in 1–3 years. You get cash flow now, and a committed future buyer.
Subject-To
You let a buyer take over your existing mortgage payments. If you’re behind or just need out fast, this can be a win-win with little hassle.

Is This Safe? (Yes.)

Creative doesn’t mean risky — it means flexible. You stay in control.

We understand — selling with terms feels unfamiliar. But creative deals are well-established, legal, and secure when done properly. To protect yourself:

  • Use standard real estate contracts
  • Work with a real estate attorney or title company
  • Require a strong down payment or option fee
  • Vet the buyer’s income or payment history
  • Use a loan servicing company if desired

Termsify vs. Conventional Sale

A quick comparison of your options.

Traditional SaleTermsify Creative Deal
Buyer PoolLimited to bank-approvedMillions more buyers available
Closing TimeSlow (30–60+ days)Often faster, no bank delays
Negotiation PowerBuyer holds leverageYou control the terms
Income PotentialOne-time cash lump sumRecurring income + interest
Deal FlexibilityBank rules everythingCustomizable to your needs
Default ProtectionsBank handles foreclosureYou retain lien/ownership rights

What Other Sellers Are Saying

“I listed my home on Termsify with seller financing and had a serious buyer within two weeks. Now I get monthly payments — and I didn’t have to drop the price.”

— Sarah T., Boise, ID

“My buyer was self-employed and kept getting denied by banks. Termsify helped us find each other. It was a win for both of us.”

— James D., Austin, TX

Ready to Unlock More Buyers?

Don’t limit your sale to the same old system. List your property with terms and discover what’s possible.

👉 Get Started – Create Your Listing

No pressure. Just opportunity.